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This search covers everything we publish: the ranked comparison of the top US loan apps, every Money IQ guide, our state-by-state lending rules, and the hands-on app reviews written by our editors. Type an app name like Brigit or Dave, a topic like cash advance or APR, or a state like California or Texas, and we will surface the most relevant pages.
Results are ranked by how closely each page matches your words, with titles weighted more heavily than body text. If nothing comes back, try a broader term or browse the Money IQ index for the full catalogue of loan-app explainers, fee breakdowns, scam teardowns, and state guides.
Not sure where to start? Most readers arrive with one of three questions: which app is cheapest for a small advance, whether an app reports to the credit bureaus, and whether a given app is even legal in their state. The comparison page answers the first, the Money IQ guides answer the second, and our state guides answer the third. If you would rather browse than search, the picks below are a good place to begin.
Start with these
The True Cost of Loan Apps: APR, Origination, Subscription
Loan apps stack four very different fee shapes on top of each other: a flat A...
Are Loan App Subscription Fees Worth It? The Break-Even Math
A single $100 advance under a $8.99 subscription pencils out at 468% APR. Spr...
Loan-app basics
How approval, funding, and repayment really work.
Scams and traps
Spot fake apps and predatory patterns fast.
Type a topic, app name, state, or author and hit search. The index covers every live article plus our compare and hub pages.